Planning Ahead

We've been checking out life insurance rates since we had a scare with DH. I really don't know what I would do if something happened to him and bills piled up on top of our regular expenses and the kids.

My father in law isn't doing too well either and all four of his kids are praying that he has something set up to help with the costs after he's gone. He's got that "old world" mentality and won't talk about how much money he has or doesn't have let alone what other things he has going on. Money was always such a taboo topic. So we are all just bracing ourselves and pray that he didn't ever go into debt because we can't afford to do anything once he's gone. Ugh, money...